Build Credit the Smart Way with the First Progress Platinum Select Mastercard®

If you’ve been trying to improve your credit, you’ve likely come across a sea of offers, but few are as accessible and powerful as the First Progress Platinum Select Mastercard®. Whether you’re new to credit, rebuilding after a financial setback, or just looking for a low-effort way to boost your score, this secured credit card can help you move in the right direction.

Ready to take control of your credit journey? Apply for the First Progress Platinum Select Mastercard® here.

Why Your Credit Score Matters

Your credit score isn’t just a number—it’s a reflection of your financial reputation. Landlords, lenders, insurance companies, and even some employers review it. A strong credit score can unlock:

• Lower interest rates

• Higher credit limits

• Mortgage approvals

• Better insurance premiums

• More negotiating power

If you’ve had trouble qualifying for traditional credit cards or loans, don’t panic—the First Progress Platinum Select Mastercard® was made for people like you.

What Is the First Progress Platinum Select Mastercard®?

The First Progress Platinum Select Mastercard® is a secured credit card, which means you provide a refundable deposit that acts as your credit limit. It's issued by Synovus Bank and designed for individuals looking to establish or rebuild credit without a high risk to the lender.

Click here to start your application today.

Top Features and Benefits

Let’s explore why this card stands out:

✅ No Minimum Credit Score Required

Don’t have a credit score or have a low one? No problem. There’s no credit history or minimum score required to apply. In fact, the issuer doesn’t even perform a hard inquiry, so applying won’t ding your score.

Start your credit journey now.

✅ 1% Cash Back on Purchases

Earn while you spend! You’ll earn 1% cash back on everyday purchases—a rare perk for a secured credit card.

✅ Reports to All Three Credit Bureaus

Every payment you make gets reported to Experian, Equifax, and TransUnion, helping you build a positive credit history faster.

✅ Refundable Security Deposit

Your deposit (ranging from $200 to $2,000) is fully refundable when you close the account in good standing.

✅ Reasonable APR

At 18.24% (Variable), the APR is lower than many other credit-building cards, making it more manageable if you carry a balance.

✅ Low Annual Fee

There is a $39 annual fee, which is very competitive given the benefits you receive.

Ready to take the next step? Apply for your First Progress Platinum Select Mastercard® here.

How It Works: A Simple Breakdown

1. Apply online – Click this link to start the process.

2. Choose your deposit – Select a credit limit that works for you ($200–$2,000).

3. Use your card – Make everyday purchases and pay them off monthly.

4. Build credit – On-time payments help boost your score.

5. Get your deposit back – When you’re done or upgraded, close the account in good standing and receive your deposit refund.

Who Is This Card Best For?

• 👩‍🎓 College students building credit from scratch

• 🔄 Rebuilders recovering from past credit issues

• 💼 Newcomers to the U.S. without a credit history

• 🛑 Those denied traditional cards who need a second chance

If any of that sounds like you, don’t wait. Start building your credit with this card today.

Frequently Asked Questions (FAQs)

1. Will applying hurt my credit score?
No. The First Progress Platinum Select Mastercard® does not require a hard credit check.

2. How much do I need to deposit?
The minimum is $200, and you can deposit up to $2,000, depending on how much credit limit you want.

3. Is the deposit refundable?
Yes. As long as your account is in good standing when you close it, your deposit is 100% refundable.

4. Does this card graduate to an unsecured card?
Currently, First Progress cards do not graduate, but you can still close the account and apply for unsecured credit cards once your score improves.

5. Can I be denied?
While there’s no credit requirement, you still need to meet basic identity and income verification standards.

Still have questions? Apply and explore your options now.

Tips to Maximize the Card’s Value

To get the most out of your First Progress Platinum Select Mastercard®:

• Pay your balance in full each month to avoid interest charges

• Set up autopay to avoid missed payments

• Keep utilization below 30% of your limit

• Track your credit score regularly to watch your progress

• Use it for small recurring charges (like Netflix or gas) and pay off immediately
  

Start building smart credit habits with this card now.

Real User Reviews

💬 “I started with a $500 deposit and saw my score rise by 90 points in 6 months!” – Maya R.

💬 “I was tired of being denied credit. This card gave me the start I needed without a hard pull.” – Darren S.

💬 “Cash back, credit building, and no drama? I’m in.” – Janelle H.

You can join them today. Click here to apply.

The First Progress Platinum Select Mastercard® is a powerful and flexible tool for rebuilding or establishing your credit. With its low barrier to entry, cash-back rewards, and no hard inquiry, it’s one of the most trusted secured cards available today.

Don’t wait for the perfect moment—create it. Start building your credit with confidence today.