WE CAN HELP TO

      Improve Your Credit Score

       Buy The House Of Your Dreams

       Get Bank Financing To Start Your Business

       Get Your Life Back On Track

       Drive A Car That Your Actually Proud Of

      WHAT WE DO?

      Our Core Mission

      It is our mission here at Personameant Solution to assist you in reaching your financial goals through the improvement of your credit. Having low or poor credit could place you in a position where you are unable to achieve your dreams!

      Credit Evaluation

      Our expert analysts will review your credit report item by item to ensure that we can help you get your credit score higher!

      Set a Goal

      Next, we set a goal for your credit repair so we can clear up your credits issues in a timely manner.

      Get Results

      You get to sit back and enjoy the results! We will be hard at work with credit bureaus to help increase your score.

      WHAT WE DO?

      How We Repair Your Credit?

      Our Process

      How Our Credit Restoration Process Works

      WHAT WE DO?

      How We Repair Your Credit?

      Become a Member

      At the end of your consultation, one of our credit specialist will send you a link to become a member. Once you register, you will be “onboarded” and given access to your login credentials and our 24/7 client portal.

      Customized PlaN

      Everyone's credit situation is different which is why we work closely with our clients to ensure they have a customized plan of action to achieve there credit goals. 

      Credit Restoration PROCESS

      During the repair process we will begin disputing everything that is inaccurate, unverifiable, incomplete or untimely and prepare letters to send to the bureaus by certified mail. Clients will see results in as little as 1 to 2 months.

      Monitor, & Set Goals

      Monitor your credit through our membership. Maintain your new credit score through our membership and set new goals for yourself. We will be with you every step of the way for all your credit questions, concerns and issues.

      Pricing

      Our Packages

      CREDIT ANALYSIS

      $31.99

      Credit Analysis Only

      Monthly Fee 

      3 Bureau Audit Analysis 

      "The $31.99 Fee is for signing up to My Score IQ."

      Get Started By Signing up for Credit Monitoring First

      Next, send an email to info@perosnameantsolutions.com with the information below.

      Subject: Credit Analysis - (Full Name)

      Body of Email

      Email: Please send me my Free Credit Analysis. 

      CREDIT REPAIR SERVICE 

      Credit Repair Service 

      Monthly & Flat Rate Plans Available 

      ​ Dispute Letters Sent Via (Snail Mail and Certified Mail)

      ​ 3 Bureau Audit Analysis

      Exclusive​ 24/7 Client Portal Access

      ​ Dedicated Client Support (Phone & Email)

      ​Monthly Updates

      ​ Unlimited Disputes (Monthly)

      ​ CFPB & FTC Complaints

      ​ Access to Exclusive Tradelines

      ​ Expert Advice on Improving Credit FAST

      ​ Complimentary Credit Education

      ​ 100% Money Back Guarantee

      ​ Direct Access to a Board Certified Credit Consultant

      ​ No Long Term Contracts

      ​ Cancel Anytime

      FAQ

      Frequently Asked Questions

      Why Is Personameant Solutions Credit Solution Different?

      On average, we remove 80% to 90% of the negative items from a credit report. We're affordable, trustworthy and we GET RESULTS! No Hidden Fees. We are also Board-Certified Credit Consultants and members of the Credit Consultants Association.

      How Long Will It Take To Raise My Score?

      This is a question that is asked often. Through our services, we're quick and efficient and mail off dispute letters within the first week via certified mail. Credit Bureaus have 30 days to respond to dispute letters, so you will see improvement within the first 45 - 60 days. NOTE: Each credit report is different, thus credit completion will vary based on your current credit standing and your credit goals. Many clients average 6-9 months in our program. Time frames vary per client because every client situation is different.

      Is The Client Portal Secure?

      Yes, it is protected by a 256-bit SSL security and all of your information is secure and confidential.

      Does A Voluntary Surrender Repossession Hurt My Credit Report More Than An Involuntary Repossession?

      Both of the repossession whether involuntary or voluntary surrender will have the same effect on your credit report because you broke a loan agreement and failed to pay. A repossession can stay on your credit report for up to 7 years. There are a few ways we can help remove this but the first step would be to take a look at your credit report and conduct an audit.

      How Do I Keep Track With What's Going On?

      We update accounts through your client portal every 30 - 45 days. You will have access to the portal 24/7 and will be able to message a Board Certified Credit Consultant at any time. You will receive a response within 24 hours.

      What Items Can You Help Me To Remove And Improve?

      With our assistance, our clients have had great success with bankruptcies, collections, charge-offs, repossessions, medical bills, utilities, credit card debt, inquiries, old addresses, duplicate collections account, closed accounts listed as open, in accurate negative cosigned accounts, judgments, tax liens and student loans.

      Do I have to Sign A Long Term Contract?

      Personameant Solutions offers a month to month service with no long term contract. You can cancel your enrollment at anytime.

      Why is Credit Monitoring Required?

      Credit monitoring is required to monitor and assess changes on your credit report from all three bureaus Equifax, Transunion and Experian on a monthly basis. This is included in our premium package but not in our basic package. Credit monitoring is critical in the credit restoration process.

      What Can I Expect When I Sign Up For Personameant Solutions?

      We will guide you through the process from start to finish and prepare all your documents for you. We are with you every step of the way. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

      Is Credit Restoration Legal?

      Yes, it is legal and our services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. 4 out of 5 people have errors on their credit report. Therefore, most credit reports improve immediately. For items that’s disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified but not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that. You are in good hands with our company.

      Will My Dispute Letters Be Sent Out Certified Mail To The Bureaus?

      Yes, The first dispute letters we send out to the bureaus will be sent certified mail. After that, it will be regular mail. All clients will have access to their 24/7 client portal to see the tracking numbers of the first letters.

      Will The Removed Items Come Back?

      98% of items do not come back. By law, Collection agencies and credit bureaus must notify you before putting items back on your report. Moreover, collection agencies can transfer debts, in which case, you have 30 days to respond to the debt. If an item does come back, we can target it and delete it.

      Is Credit Restoration Worth My Time And Money?

      Contrary to what credit bureaus want you to believe, credit restoration does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. At NC Credit Solution, we are experts in Credit Restoration and are Board Certified. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It’s important to understand that credit restoration does not happen overnight and takes time to amend. It is possible to remove anything from a credit report, even accurate items with the right credit strategy. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed. Also, there are specific requirements the Credit Bureau, Collection agencies, and Credito

      Do You Offer A 100% Money Back Guarantee?

      Absolutely! This is reflected on our website and lays out the requirements in order to receive a refund.

      CONTACT US

      Improve Your Credit Today!

      Contact us today and learn how we can help you reach your credit goals.

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